ALBUQUERQUE, N.M. (WHAT THE TECH?) — Scammers target anyone and everyone and they know which scams work for different demographics and all different ages.

If someone begins describing a typical scam victim, you might picture someone in their 60s, 70s or 80s. It’s true older Americans do fall for scams but, as it turns out, they’re not as vulnerable as their kids and grandkids.

Baby boomers do fall for scams. Most often, it’s the financial and computer scams. Like a caller saying there’s something wrong with the computer, and demand remote access to fix it.

Instead, the scammer installs malware to steal personal information. Seniors are also more likely to send scammers money using gift cards. But those boomers don’t get scammed as often as their kids and grandkids. People in their 20s and 30s are more than twice as likely to be bamboozled.

Millennials are more likely to fall for shopping, romance, and employment scams. And, maybe more surprising, scams where the caller pretends to be someone from law enforcement or the government, telling them their identity has been stolen.

Young people are more likely to give a scammer their social security number, address, and full name. Teenagers and tweens are targeted using sextortion scams where they send nude photos to someone they meet online and are then threatened to send money or the scammer will share the photos with their friends.

Here’s an interesting take away: Young people fall for scams twice as often as people over the age of 60. Yet, while older people are less likely to fall for a scam, those who do, lose a lot more money than younger people. Most likely, because they have more money to lose.

For more “What the Tech?” stories, click here.